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You don’t actually need to be in debt to have a great score.

You’re not alone if you got this one wrong: LendEDU found that 44 percent of millennials mistakenly believe carrying a balance improves their score. True or false: Carrying a balance on your credit card boosts your credit score. Of course, saving up that much money can feel daunting - especially if you’re starting from zero. Here’s our guide to building an emergency fund. If you’re self-employed or face unpredictable income, consider boosting your buffer even further. I’ll just use my credit card during an emergency.įor most people, you’ll want to save enough to cover six months’ worth of your expenses. How much money should you have saved in an emergency fund?Ī. So we’re testing you today with our pop quiz! Check your knowledge on some of the most important money matters - and learn a thing or two to improve your financial health this year. There’s plenty of misinformation out there when it comes to money. Mixed messages and financial myths that just won’t die can make you wonder what’s really true. Educational Resources About Family & Work.Educational Resources About Everyday Money.Educational Resources About Financial Planning.Disability Insurance Calculator Money Parachute icon.Disability Insurance For Doctors and Dentists.